The Chamber of Commerce of Metropolitan Montreal
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Finance the purchase, lease or modernization of goods or equipment

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Loan guarantees

  • ESSOR — Forestry Business 

    Investissement Québec
    Guarantee on loans of up to $1 million to purchase high-performance forestry equipment for your harvesting, loading, transporting or silviculture business.

  • Fonds afro-entrepreneurs 

    ​Filaction
    Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

  • Mortgage loan insurance: retirement housing 

    ​Canada Mortgage and Housing Corporation (CMHC)
    Get mortgage loan insurance to help you build, buy or refinance a retirement home.

  • Project Financing 

    Investissement Québec
    Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

Equity investments

  • Ambition ME 

    ​Caisse de dépôt et placement du Québec
    Obtain financing in the form of investment, support from specialists and access to an international network to propel the development and growth of your medium-sized Quebec company.

  • Development Capital — Equity financing 

    Investissement Québec
    Developmental capital of $5 million or more (20% to 30% of shares) to acquire a company in Quebec or abroad, for growth and productivity enhancements, and more.

  • Fonds de solidarité FTQ 

    ​Fonds de solidarité FTQ
    ​If your Quebec business is in a period of growth and profitability, you can use this fund to obtain personalized business solutions that meet your needs.

  • National Bank SME Growth Fund 

    ​National Bank
    ​Receive up to $15 million for the growth, transfer or purchase of your company.

  • Real estate fund 

    ​Fonds de solidarité FTQ
    Get an investment for your start-up business with an environmentally responsible construction, renovation or building revitalization project.

  • Réseau des SADC et CAE (Network of CFDCs and CBDCs) 

    ​Réseau des SADC et CAE
    ​If you live in a rural region of Quebec, you could access business counseling, financing and training to start or grow your business.

  • Scotiabank Women Initiative 

    ​Scotiabank
    Access capital, training, consulting and mentoring to develop your women-owned business.

Loans and cash advances

  • Agribusiness and Agrifood Young Entrepreneurs 

    Farm Credit Canada
    If you are under 40 years old, get a loan of up to $1 million to launch a new business or to take your operations to the next level.

  • Apollo13 startup support program (in French only)

    ​Apollo 13
    Do you have an entrepreneurial idea to put into action or a desire to grow your business? The Apollo13 support program may be right for you.​

  • BDC - Business loans 

    Business Development Bank of Canada
    ​You could get money to help you start or grow your business.

  • BDC - Wholesale Financing 

    Business Development Bank of Canada
    Your small to medium-sized financing or lease company could access expanded financing options to provide vehicle and equipment loan or lease contracts.

  • BDC Commercial real estate financing 

    Business Development Bank of Canada
    Get a long-term loan with terms of up to 25 years to purchase land or buildings, construct or expand premises, or replenish working capital depleted by real estate costs.

  • BDC Indigenous Entrepreneur Loan 

    Business Development Bank of Canada
    Purchase assets, start exporting, pay start-up or franchise fees and replenish working capital with a $350,000 loan if you have an existing businesses or $250,000 if you are a start-up.

  • BDC Newcomer Entrepreneur 

    Business Development Bank of Canada
    If you are an immigrant who arrived in Canada within the past 3 years, you can get up to $50,000, along with expert advice, to start your own business.

  • BDC Small Business Loan 

    Business Development Bank of Canada
    Apply online for a business loan of up to $100,000 with flexible repayment terms. Use this financing to supplement cash flow, improve operations, or cover expenses for your small business.

  • BDC Technology Financing 

    Business Development Bank of Canada
    Get a loan with flexible repayment terms to cover up to 100% of the cost of investing in information and communications technology such as hardware, software and related consulting services.

  • BDC — Equipment Purchase Financing 

    Business Development Bank of Canada
    Get a loan to cover up to 100% of the purchase cost of new or used equipment for your business.

  • BMO for Black Entrepreneurs 

    ​BMO
    Get a loan of up to $250,000, tools, training and a business network to grow your majority Black Canadian owned business.

  • Boosted support from Farm Credit Canada 

    Farm Credit Canada
    Get a line of credit up to $500,000 to be used for working capital, operating expenses and purchases of land and equipment.

  • Canadian Agricultural Loans Act program 

    Agriculture and Agri-Food Canada
    Get a loan of up to $500,000 to establish, improve and develop your farm—or up to $3 million for your co-operative to process, distribute and market agricultural goods.

  • Chantier de l'économie sociale Trust 

    Chantier de l'économie sociale Trust
    Get a trust loan between $50,000 and $1.5 million, with no principal repayment requirement for 15 years, to finance costs directly related to the acquisition, construction, or renovation of real estate assets such as land, a building, a warehouse, etc.

  • Collective entrepreneurship financing 

    Investissement Québec
    Loans covering up to 100% of the costs for most co-operative and not-for-profit business projects, starting at $50,000.

  • Community Futures Program 

    Canada Economic Development for Quebec Regions
    Get funding for starting or growing a business in a rural or disadvantaged area of the province of Quebec.

  • Créavenir 

    ​Desjardins
    If you are under 35 years of age and starting a business or developing a business that is less than 3 years old, obtain financial assistance in the form of a line of credit of up to $15,000 at a preferential rate of 0.5% and a grant of up to $5000.

  • Development Capital — Equity financing 

    Investissement Québec
    Developmental capital of $5 million or more (20% to 30% of shares) to acquire a company in Quebec or abroad, for growth and productivity enhancements, and more.

  • Development Capital —Debt financing 

    Investissement Québec
    Debt financing up to $100 million to acquire a company in Quebec or abroad, for growth and productivity enhancements, and more.

  • EDC — Direct Lending 

    ​Export Development Canada
    Get a secured loan to help you expand internationally. You can use the loan to help finance equipment or facilities, or establish a foreign affiliate. Lending amounts are based on the level of risk and the market involved.

  • Economic Diversification Fund - MRC des Appalaches 

    Investissement Québec
    Get a loan to help cover the costs of a business development project in the MRC des Appalaches that improves business productivity and competitiveness.

  • Economic Diversification Fund — MRC des Sources 

    Investissement Québec
    Contributions or loans for business development projects in the MRC des Sources region of Quebec.

  • Environmental Solutions 

    Farm Credit Canada
    Get a pre-approved line of credit to make environmental upgrades to your farm.

  • FIJE Fund 

    Centre d'Aide aux Entreprises Haute-Yamaska et région
    If you are a woman, a young person under 39 years of age or an immigrant, you may be eligible for a business loan of up to $50,000 at a rate of prime +3%.

  • Farm Credit Canada — Loans and lending options 

    Farm Credit Canada
    You could access flexible financing options for your farming, agri-food or agribusiness operation.

  • Farm Equipment Financing 

    Farm Credit Canada
    Finance new or used equipment through hundreds of dealerships across Canada.

  • Farm Land and Buildings Financing 

    Farm Credit Canada
    Use this loan to help purchase new land or expand a farm operation by adding a new building.

  • Financial Support for Fishing Enterprises 

    Ministère de l'Agriculture, des Pêcheries et de l'Alimentation du Québec
    Get a loan guarantee to help cover the costs of commercial fishing boats, commercial fishing quotas and licences, boat components (electronic, mechanical and hydraulic) or debt consolidation.

  • Financing for sustainable agri-food businesses (in French only)

    ​Fondaction
    If you are planning to grow your agri-food business, you could benefit from coaching and customized financing.

  • Fonds Mosaïque (in French only)

    Filaction
    If you are a member of one of Quebec's cultural communities, you may be eligible for funding to start a business or run a business that has been in operation for less than five years.

  • Fonds afro-entrepreneurs 

    ​Filaction
    Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

  • Fonds de développement des entreprises touristiques (in French only)

    ​Filaction
    Obtain a loan ranging from $50,000 to $500,000 for the realization of innovative projects that will improve the tourism offer in Quebec.

  • Fonds de microcrédit agricole (in French only)

    ​MRC de la Vallée-du-Richelieu
    Get an interest-free loan to help you develop your farm business.

  • Fonds de solidarité FTQ 

    ​Fonds de solidarité FTQ
    ​If your Quebec business is in a period of growth and profitability, you can use this fund to obtain personalized business solutions that meet your needs.

  • Fonds de transfert d'entreprise du Québec (in French only)

    Centre de transfert d'entreprise du Québec
    Benefit from advantageous rates, competitive advantages and advice from seasoned partners to facilitate your business transfer or acquisition. Get between $50,000 and $1,000,000 to help you with your business acquisition.

  • Forestry Financing 

    La Financière agricole
    Get low interest rate loans and assistance resources for forestry projects.

  • Futurpreneur Canada Newcomer Program 

    Futurpreneur Canada
    Get a loan of up to $25,000 to start a business in Canada, without having an established credit history.

  • Investment fund for young farmers (in French only)

    Fonds d'investissement pour la relève agricole
    ​Are you an agricultural entrepreneur 39 years old or younger? You may be eligible for assistance to acquire or lease agricultural land with option to purchase.

  • Nicolet-Yamaska Agri-Food Investment Fund (in French only)

    Service de développement économique de la MRC de Nicolet-Yamaska
    You could receive financial assistance of up to $10,000 to start or expand your non-conventional-sized agri-food business.

  • PME MTL – Créavenir 

    PME MTL
    If you are less than 35 years old and starting a business on Montreal Island, get financial assistance of up to $10,000 — 30% of which is a subsidy, and 70% of which is a loan.

  • PME MTL – New Community Businesses 

    PME MTL
    Your new community-based venture may be eligible to receive $23,000 in loans and subsidies.

  • PME MTL – PME MTL Fund 

    PME MTL
    Get a low-interest-rate loan of up to $300,000 to start or grow your business.

  • PME MTL – Solidarity Fund 

    PME MTL
    Get a low interest rate loan of up to $100,000 to start or grow your business.

  • Project Financing 

    Investissement Québec
    Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

  • Rise – Small Business Lending 

    Rise
    Get a loan of up to $10,000 to launch or grow a business at the prime rate + 2.5%, with an average term of 3 years, or a specific loan for youth entrepreneurs or for event planning.

  • Réseau des SADC et CAE (Network of CFDCs and CBDCs) 

    ​Réseau des SADC et CAE
    ​If you live in a rural region of Quebec, you could access business counseling, financing and training to start or grow your business.

  • Smart Renewables and Electrification Pathways Program 

    ​Natural Resources Canada
    Get a repayable contribution of up to $50 million for a project that involves renewable energy, an emerging technology, or grid modernization, and covers up to 10%, 30% and 50% of the project costs for each of these 3 streams, respectively.

  • Women Entrepreneur Program 

    Farm Credit Canada
    Get access to financing, as well as resources designed specifically to help you develop your skills as you start or grow your business.

  • Young Farmers 

    Farm Credit Canada
    Loans for agricultural producers under age 40 to start a farm or take it to the next level.

Tax refunds and credits

Grants, contributions and financial assistance

Other resources

You can also consult our other directories of financing programs.

You could also avail yourself of non-financial resources to succeed in your business venture.

For any inquiries, please contact our information agents.

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