1. Increasing productivity
Development Capital
Investissement Québec
You could receive funding of $5 million or more in the form of a loan guarantee, a subordinate loan or equity participation for projects such as:
- Share buybacksBusiness acquisition
- Productivity improvement or growth (expansion, equipment upgrades)
All Quebec businesses are eligible, except for those working in the following sectors:
- Agriculture
- Finance and insurance
- Real estate
- Retail sales
- Other sectors in which the client base is made up mainly of individuals, except for the tourism sector
Other conditions apply.
Learn more
Femmessor — Réussir en affaires
Femmessor
Are you a woman who owns at least 25% of the shares of a business? If so, you could get assistance with a project relating to the start-up, expansion, consolidation, growth, or acquisition of a business, such as:
- A conventional loan ($20,000 to $150,000) or capital stock (up to $250,000)
- Customized training, workshops and seminars to perfect your skills
- Individual coaching services or mentoring
- Networking activities to develop your network of relationships
Your project must be cost-effective and economically viable.
Other conditions apply.
Learn more
(in French only)
Financing for collective entrepreneurship
Investissement Québec
Your cooperative or non-profit organization could receive a minimum funding of $50,000 in loans, loan guarantees, or equity investment of up to 100% of the cost of projects such as:
- Building acquisition or modernization
- Purchase of machinery or equipment
- Refinancing
- Entry into a new market
- Acquisition of intangible assets (trademarks, patents, etc.)
The organization must engage in commercial activities.
Other conditions apply.
Learn more
Financing program for cultural businesses
Société de développement des entreprises culturelles (SODEC)
You could get a term loan, credit, loan guarantee or equity investment to cover the operational, growth or rehabilitation costs of your cultural or communications business.
Your business must:
- Have a head office located in Quebec
- Have been engaged in commercial activities for at least one year or operate in a niche business with no known competition
- Submit a financing project that demonstrates profitability
- Have the resources needed to fulfill all your financial obligations
Other conditions apply.
Learn more
(in French only)
Fonds d'investissement de la culture et des communications
Fonds d'investissement de la culture et des communications
Your cultural business could have access to financial products such as quasi-equity and equity. The minimum investment in a for-profit share capital business is $250,000 and $150,000 in a social economy business, to a maximum investment of $3,000,000.
Your business is eligible, if you:
- Are dedicated to the creation, production and dissemination of cultural content
- Provide technical or technological support services to content businesses
- Have a product or service of outstanding quality and originality
- Have a solid business plan that displays your current and future profitability
Other conditions apply.
Learn more
Find contacts
Fonds de diversification économique de la MRC des Appalaches
Innovation, Science and Economic Development Canada
Your business could be eligible for financial assistance if you are starting or growing a manufacturing, primary, tertiary (value-added services) or tourism business in the Des Appalaches MRC.
Support will mainly be provided in the form of a
- Repayable contribution (loan with interest, interest-free loan, equity investment);
- Loan guarantee of up to 70% of net loss;
- Non-repayable contribution.
The amount of financing can reach 25% of the total cost for investment projects, and 50% for other types of projects. A minimum investment of 10% of the total project cost is required.
Other conditions apply.
Learn more
(in French only)
Fonds de diversification économique du Centre-du-Québec et de la Mauricie
Ministère de l'Économie et de l'Innovation
You could get financial assistance if you are located in the Centre-du-Québec and Mauricie regions, and are carrying out a business development project in the industries of manufacturing, primary, tertiary or tourism.
Support is primarily in the form of a:
- Repayable contribution (interest-bearing or interest-free loan, equity participation)
- Loan guarantee of up to 70% of net loss
- Non-refundable contribution
You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.
Other conditions apply.
Learn more
(in French only)
Fonds de diversification économique — MRC des Sources
Ministère de l'Économie et de l'Innovation
You could get financial assistance, if you are carrying out a start-up or business development project in the manufacturing, value added tertiary sector or tourism industry in the Regional County Municipality of Des Sources.
Support will be primarily in the form of a:
- Repayable contribution (interest-bearing or interest-free loan, equity participation)
- Loan guarantee of up to 70% of net loss
- Non-refundable contribution
You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.
Other conditions apply.
Learn more
(in French only)
Réseau des SADC et CAE (Network of CFDCs and CBDCs)
Canada Economic Development for Quebec Regions
The Réseau des SADC et CAE is a network of the Community Futures Development Corporations and the Business Development Corporations. These non-profit organizations can help you start or grow a business in your community. If you live in Quebec, the office in your area can offer:
-
Help with your business plan
-
Business counseling
-
Training
-
Loans or share capital ranging from $5,000 to $150,000, depending on the financing program
Learn more
Find contacts
SMBs and Large Corporations — Project Financing
Investissement Québec
You may be eligible for a loan, a loan guarantee, or funding in "quasi-equity" of $50,000 or more for business projects such as:
- Purchase of machinery and equipment
- Building modernization
- Business succession, transfer, or acquisition
- Increase in working capital
- Trademarks acquisition
- Export
- Innovation
- Commercialization
The maximum duration of funding is 25 years. Agricultural sectors, finance, real estate and retail are excluded.
Other conditions apply.
Learn more
Find contacts
(in French only)
Solunov
Fonds de solidarité FTQ
You could access coaching services and financing — by way of a loan or equity investment — for an innovative project such as:
- Improving a product or a business process
- Adopting a marketing strategy
- Implementing a new technology
Experts will assist you throughout your project, with:
- Diagnostics and a business audit
- Feasibility study and idea validation
- Project integration and completion
You must demonstrate the market potential of your project.
Other conditions apply.
Learn more
(in French only)
2. Buy or lease a plant, machinery or property
Development Capital
Investissement Québec
You could receive funding of $5 million or more in the form of a loan guarantee, a subordinate loan or equity participation for projects such as:
- Share buybacksBusiness acquisition
- Productivity improvement or growth (expansion, equipment upgrades)
All Quebec businesses are eligible, except for those working in the following sectors:
- Agriculture
- Finance and insurance
- Real estate
- Retail sales
- Other sectors in which the client base is made up mainly of individuals, except for the tourism sector
Other conditions apply.
Learn more
Financing for collective entrepreneurship
Investissement Québec
Your cooperative or non-profit organization could receive a minimum funding of $50,000 in loans, loan guarantees, or equity investment of up to 100% of the cost of projects such as:
- Building acquisition or modernization
- Purchase of machinery or equipment
- Refinancing
- Entry into a new market
- Acquisition of intangible assets (trademarks, patents, etc.)
The organization must engage in commercial activities.
Other conditions apply.
Learn more
Fonds de diversification économique de la MRC des Appalaches
Innovation, Science and Economic Development Canada
Your business could be eligible for financial assistance if you are starting or growing a manufacturing, primary, tertiary (value-added services) or tourism business in the Des Appalaches MRC.
Support will mainly be provided in the form of a
- Repayable contribution (loan with interest, interest-free loan, equity investment);
- Loan guarantee of up to 70% of net loss;
- Non-repayable contribution.
The amount of financing can reach 25% of the total cost for investment projects, and 50% for other types of projects. A minimum investment of 10% of the total project cost is required.
Other conditions apply.
Learn more
(in French only)
Fonds de diversification économique du Centre-du-Québec et de la Mauricie
Ministère de l'Économie et de l'Innovation
You could get financial assistance if you are located in the Centre-du-Québec and Mauricie regions, and are carrying out a business development project in the industries of manufacturing, primary, tertiary or tourism.
Support is primarily in the form of a:
- Repayable contribution (interest-bearing or interest-free loan, equity participation)
- Loan guarantee of up to 70% of net loss
- Non-refundable contribution
You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.
Other conditions apply.
Learn more
(in French only)
Fonds de diversification économique — MRC des Sources
Ministère de l'Économie et de l'Innovation
You could get financial assistance, if you are carrying out a start-up or business development project in the manufacturing, value added tertiary sector or tourism industry in the Regional County Municipality of Des Sources.
Support will be primarily in the form of a:
- Repayable contribution (interest-bearing or interest-free loan, equity participation)
- Loan guarantee of up to 70% of net loss
- Non-refundable contribution
You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.
Other conditions apply.
Learn more
(in French only)
Fonds de solidarité FTQ
Fonds de solidarité FTQ
You could get up to $3 million in loans or equity financing for your merger, acquisition, expansion, or new market development projects.
The FTQ considers criteria related to the success of each project, such as:
- Economic viability of the business
- Economic spin-offs for jobs
- Knowledge and experience of stakeholders
- Appreciation of workers
- Participation of other financial partners
Other conditions apply.
Learn more
SMBs and Large Corporations — Project Financing
Investissement Québec
You may be eligible for a loan, a loan guarantee, or funding in "quasi-equity" of $50,000 or more for business projects such as:
- Purchase of machinery and equipment
- Building modernization
- Business succession, transfer, or acquisition
- Increase in working capital
- Trademarks acquisition
- Export
- Innovation
- Commercialization
The maximum duration of funding is 25 years. Agricultural sectors, finance, real estate and retail are excluded.
Other conditions apply.
Learn more
Find contacts
(in French only)
3. Increase my working capital
BDC Capital
Business Development Bank of Canada
Access a wide range of specialized financing to match the various stages of growth of your business, such as:
- Transforming your ideas into a business
- Growth initiatives such as R&D, and product and market development
- Buying or transferring a business, including family successions, management and partner buyouts, and management buy-ins
Options include:
- Venture capital
- Growth and Transition Capital
- Growth equity
Terms and conditions may be tailored to meet your unique needs.
Learn more
Find contacts
Canada Media Fund
Canada Media Fund
If you are involved in the Canadian television or digital media industries, you may be eligible for funding. You can browse through a variety of programs that can help you create and promote software applications and other creative media.
There are two streams:
- Experimental – for digital media content and application software that is innovative and interactive
- Convergent – for convergent television and rich, interactive digital media content; support is given to production in all regions of Canada, and to underrepresented genres
Conditions apply.
Learn more
Find contacts
Form(s)
Femmessor — Réussir en affaires
Femmessor
Are you a woman who owns at least 25% of the shares of a business? If so, you could get assistance with a project relating to the start-up, expansion, consolidation, growth, or acquisition of a business, such as:
- A conventional loan ($20,000 to $150,000) or capital stock (up to $250,000)
- Customized training, workshops and seminars to perfect your skills
- Individual coaching services or mentoring
- Networking activities to develop your network of relationships
Your project must be cost-effective and economically viable.
Other conditions apply.
Learn more
(in French only)
Financing for collective entrepreneurship
Investissement Québec
Your cooperative or non-profit organization could receive a minimum funding of $50,000 in loans, loan guarantees, or equity investment of up to 100% of the cost of projects such as:
- Building acquisition or modernization
- Purchase of machinery or equipment
- Refinancing
- Entry into a new market
- Acquisition of intangible assets (trademarks, patents, etc.)
The organization must engage in commercial activities.
Other conditions apply.
Learn more
Financing program for cultural businesses
Société de développement des entreprises culturelles (SODEC)
You could get a term loan, credit, loan guarantee or equity investment to cover the operational, growth or rehabilitation costs of your cultural or communications business.
Your business must:
- Have a head office located in Quebec
- Have been engaged in commercial activities for at least one year or operate in a niche business with no known competition
- Submit a financing project that demonstrates profitability
- Have the resources needed to fulfill all your financial obligations
Other conditions apply.
Learn more
(in French only)
Fonds d'aide à l'économie de Lac-Mégantic
Ministère de l'Économie et de l'Innovation
You could get financial assistance for eligible projects or activities carried out within the town of Lac-Mégantic, such as:
- Assessment projects
- Market development
- Hiring strategic personnel
- Business start-ups supporting economic and tourism development
- Installation or improvement of public infrastructures
The fund will contribute up to:
- 90% for studies
- 80% for other activities and projects
Eligible support projects must follow sustainable development principles.
Other conditions apply.
Learn more
(in French only)
Fonds d'investissement de la culture et des communications
Fonds d'investissement de la culture et des communications
Your cultural business could have access to financial products such as quasi-equity and equity. The minimum investment in a for-profit share capital business is $250,000 and $150,000 in a social economy business, to a maximum investment of $3,000,000.
Your business is eligible, if you:
- Are dedicated to the creation, production and dissemination of cultural content
- Provide technical or technological support services to content businesses
- Have a product or service of outstanding quality and originality
- Have a solid business plan that displays your current and future profitability
Other conditions apply.
Learn more
Find contacts
Fonds de diversification économique de la MRC des Appalaches
Innovation, Science and Economic Development Canada
Your business could be eligible for financial assistance if you are starting or growing a manufacturing, primary, tertiary (value-added services) or tourism business in the Des Appalaches MRC.
Support will mainly be provided in the form of a
- Repayable contribution (loan with interest, interest-free loan, equity investment);
- Loan guarantee of up to 70% of net loss;
- Non-repayable contribution.
The amount of financing can reach 25% of the total cost for investment projects, and 50% for other types of projects. A minimum investment of 10% of the total project cost is required.
Other conditions apply.
Learn more
(in French only)
Fonds de diversification économique du Centre-du-Québec et de la Mauricie
Ministère de l'Économie et de l'Innovation
You could get financial assistance if you are located in the Centre-du-Québec and Mauricie regions, and are carrying out a business development project in the industries of manufacturing, primary, tertiary or tourism.
Support is primarily in the form of a:
- Repayable contribution (interest-bearing or interest-free loan, equity participation)
- Loan guarantee of up to 70% of net loss
- Non-refundable contribution
You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.
Other conditions apply.
Learn more
(in French only)
Fonds de diversification économique — MRC des Sources
Ministère de l'Économie et de l'Innovation
You could get financial assistance, if you are carrying out a start-up or business development project in the manufacturing, value added tertiary sector or tourism industry in the Regional County Municipality of Des Sources.
Support will be primarily in the form of a:
- Repayable contribution (interest-bearing or interest-free loan, equity participation)
- Loan guarantee of up to 70% of net loss
- Non-refundable contribution
You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.
Other conditions apply.
Learn more
(in French only)
Fonds de solidarité FTQ
Fonds de solidarité FTQ
You could get up to $3 million in loans or equity financing for your merger, acquisition, expansion, or new market development projects.
The FTQ considers criteria related to the success of each project, such as:
- Economic viability of the business
- Economic spin-offs for jobs
- Knowledge and experience of stakeholders
- Appreciation of workers
- Participation of other financial partners
Other conditions apply.
Learn more
Réseau des SADC et CAE (Network of CFDCs and CBDCs)
Canada Economic Development for Quebec Regions
The Réseau des SADC et CAE is a network of the Community Futures Development Corporations and the Business Development Corporations. These non-profit organizations can help you start or grow a business in your community. If you live in Quebec, the office in your area can offer:
-
Help with your business plan
-
Business counseling
-
Training
-
Loans or share capital ranging from $5,000 to $150,000, depending on the financing program
Learn more
Find contacts
SMBs and Large Corporations — Project Financing
Investissement Québec
You may be eligible for a loan, a loan guarantee, or funding in "quasi-equity" of $50,000 or more for business projects such as:
- Purchase of machinery and equipment
- Building modernization
- Business succession, transfer, or acquisition
- Increase in working capital
- Trademarks acquisition
- Export
- Innovation
- Commercialization
The maximum duration of funding is 25 years. Agricultural sectors, finance, real estate and retail are excluded.
Other conditions apply.
Learn more
Find contacts
(in French only)
4. Increase sales in Canada
BDC Capital
Business Development Bank of Canada
Access a wide range of specialized financing to match the various stages of growth of your business, such as:
- Transforming your ideas into a business
- Growth initiatives such as R&D, and product and market development
- Buying or transferring a business, including family successions, management and partner buyouts, and management buy-ins
Options include:
- Venture capital
- Growth and Transition Capital
- Growth equity
Terms and conditions may be tailored to meet your unique needs.
Learn more
Find contacts
Femmessor — Réussir en affaires
Femmessor
Are you a woman who owns at least 25% of the shares of a business? If so, you could get assistance with a project relating to the start-up, expansion, consolidation, growth, or acquisition of a business, such as:
- A conventional loan ($20,000 to $150,000) or capital stock (up to $250,000)
- Customized training, workshops and seminars to perfect your skills
- Individual coaching services or mentoring
- Networking activities to develop your network of relationships
Your project must be cost-effective and economically viable.
Other conditions apply.
Learn more
(in French only)
Fonds de solidarité FTQ
Fonds de solidarité FTQ
You could get up to $3 million in loans or equity financing for your merger, acquisition, expansion, or new market development projects.
The FTQ considers criteria related to the success of each project, such as:
- Economic viability of the business
- Economic spin-offs for jobs
- Knowledge and experience of stakeholders
- Appreciation of workers
- Participation of other financial partners
Other conditions apply.
Learn more
SMBs and Large Corporations — Project Financing
Investissement Québec
You may be eligible for a loan, a loan guarantee, or funding in "quasi-equity" of $50,000 or more for business projects such as:
- Purchase of machinery and equipment
- Building modernization
- Business succession, transfer, or acquisition
- Increase in working capital
- Trademarks acquisition
- Export
- Innovation
- Commercialization
The maximum duration of funding is 25 years. Agricultural sectors, finance, real estate and retail are excluded.
Other conditions apply.
Learn more
Find contacts
(in French only)
5. Commercialization
BDC Capital
Business Development Bank of Canada
Access a wide range of specialized financing to match the various stages of growth of your business, such as:
- Transforming your ideas into a business
- Growth initiatives such as R&D, and product and market development
- Buying or transferring a business, including family successions, management and partner buyouts, and management buy-ins
Options include:
- Venture capital
- Growth and Transition Capital
- Growth equity
Terms and conditions may be tailored to meet your unique needs.
Learn more
Find contacts
Canada Media Fund
Canada Media Fund
If you are involved in the Canadian television or digital media industries, you may be eligible for funding. You can browse through a variety of programs that can help you create and promote software applications and other creative media.
There are two streams:
- Experimental – for digital media content and application software that is innovative and interactive
- Convergent – for convergent television and rich, interactive digital media content; support is given to production in all regions of Canada, and to underrepresented genres
Conditions apply.
Learn more
Find contacts
Form(s)
Capital Intelligent Mtl
PME MTL
Do you have a start-up or growing business that provides urban innovations that help make Montreal a leader as a smart, digital city? If so, you could qualify for private equity ranging from $150,000 to $5 million.
Your project must:
- Expect to create jobs in Montreal
- Contribute to Montreal's international reputation and appeal
Other conditions apply.
Learn more
Form(s)
Development of Québec Intellectual Property in the Video Game Industry
Investissement Québec
If you intend to develop, commercialize and operate a video game project in Quebec, you could receive funding ranging from $175,000 to $3 million per project, to a maximum of $5 million per business.
You must:
- Have your head office and principal place of business in Quebec
- Hold the intellectual property for the product
- Incur most of eligible expenditures in Quebec
- Intend on marketing and distributing on a global scale
- Have completed the pre-production stage.
Other conditions apply.
Learn more
Femmessor — Réussir en affaires
Femmessor
Are you a woman who owns at least 25% of the shares of a business? If so, you could get assistance with a project relating to the start-up, expansion, consolidation, growth, or acquisition of a business, such as:
- A conventional loan ($20,000 to $150,000) or capital stock (up to $250,000)
- Customized training, workshops and seminars to perfect your skills
- Individual coaching services or mentoring
- Networking activities to develop your network of relationships
Your project must be cost-effective and economically viable.
Other conditions apply.
Learn more
(in French only)
Financing for collective entrepreneurship
Investissement Québec
Your cooperative or non-profit organization could receive a minimum funding of $50,000 in loans, loan guarantees, or equity investment of up to 100% of the cost of projects such as:
- Building acquisition or modernization
- Purchase of machinery or equipment
- Refinancing
- Entry into a new market
- Acquisition of intangible assets (trademarks, patents, etc.)
The organization must engage in commercial activities.
Other conditions apply.
Learn more
Financing program for cultural businesses
Société de développement des entreprises culturelles (SODEC)
You could get a term loan, credit, loan guarantee or equity investment to cover the operational, growth or rehabilitation costs of your cultural or communications business.
Your business must:
- Have a head office located in Quebec
- Have been engaged in commercial activities for at least one year or operate in a niche business with no known competition
- Submit a financing project that demonstrates profitability
- Have the resources needed to fulfill all your financial obligations
Other conditions apply.
Learn more
(in French only)
Fonds d'aide à l'économie de Lac-Mégantic
Ministère de l'Économie et de l'Innovation
You could get financial assistance for eligible projects or activities carried out within the town of Lac-Mégantic, such as:
- Assessment projects
- Market development
- Hiring strategic personnel
- Business start-ups supporting economic and tourism development
- Installation or improvement of public infrastructures
The fund will contribute up to:
- 90% for studies
- 80% for other activities and projects
Eligible support projects must follow sustainable development principles.
Other conditions apply.
Learn more
(in French only)
Fonds de diversification économique de la MRC des Appalaches
Innovation, Science and Economic Development Canada
Your business could be eligible for financial assistance if you are starting or growing a manufacturing, primary, tertiary (value-added services) or tourism business in the Des Appalaches MRC.
Support will mainly be provided in the form of a
- Repayable contribution (loan with interest, interest-free loan, equity investment);
- Loan guarantee of up to 70% of net loss;
- Non-repayable contribution.
The amount of financing can reach 25% of the total cost for investment projects, and 50% for other types of projects. A minimum investment of 10% of the total project cost is required.
Other conditions apply.
Learn more
(in French only)
Fonds de diversification économique du Centre-du-Québec et de la Mauricie
Ministère de l'Économie et de l'Innovation
You could get financial assistance if you are located in the Centre-du-Québec and Mauricie regions, and are carrying out a business development project in the industries of manufacturing, primary, tertiary or tourism.
Support is primarily in the form of a:
- Repayable contribution (interest-bearing or interest-free loan, equity participation)
- Loan guarantee of up to 70% of net loss
- Non-refundable contribution
You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.
Other conditions apply.
Learn more
(in French only)
Fonds de diversification économique — MRC des Sources
Ministère de l'Économie et de l'Innovation
You could get financial assistance, if you are carrying out a start-up or business development project in the manufacturing, value added tertiary sector or tourism industry in the Regional County Municipality of Des Sources.
Support will be primarily in the form of a:
- Repayable contribution (interest-bearing or interest-free loan, equity participation)
- Loan guarantee of up to 70% of net loss
- Non-refundable contribution
You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.
Other conditions apply.
Learn more
(in French only)
Fonds de solidarité FTQ
Fonds de solidarité FTQ
You could get up to $3 million in loans or equity financing for your merger, acquisition, expansion, or new market development projects.
The FTQ considers criteria related to the success of each project, such as:
- Economic viability of the business
- Economic spin-offs for jobs
- Knowledge and experience of stakeholders
- Appreciation of workers
- Participation of other financial partners
Other conditions apply.
Learn more
Fonds Innovexport
Le Fonds Innovexport
You could receive up to $3 million in funding for an innovative project that aims to export products or services that meet a market need.
You must:
- Have a corporate structure that is conducive to investment
- Have a realistic goal of profitability
- Be supported by an incubator, accelerator, or expert panel
Businesses in the following industries are NOT eligible for the program:
- Agriculture, forestry, and mining operations (except applied technologies)
- Biotechnology, construction, property management, and retail
Other conditions apply.
Learn more
Form(s)
Programme BioMed Propulsion
Investissement Québec
Your life science business, specifically in the fields of human or animal health or medical biotechnology, could benefit from an equity loan of up to $10 million to help it commercialize the results of its research.
The business must:
- Secure new capital from private investors in the form of shares representing three times the amount of financial assistance requested
- Have its head office and the majority of positions in Quebec
Other conditions apply.
Learn more
(in French only)
Réseau des SADC et CAE (Network of CFDCs and CBDCs)
Canada Economic Development for Quebec Regions
The Réseau des SADC et CAE is a network of the Community Futures Development Corporations and the Business Development Corporations. These non-profit organizations can help you start or grow a business in your community. If you live in Quebec, the office in your area can offer:
-
Help with your business plan
-
Business counseling
-
Training
-
Loans or share capital ranging from $5,000 to $150,000, depending on the financing program
Learn more
Find contacts
SMBs and Large Corporations — Project Financing
Investissement Québec
You may be eligible for a loan, a loan guarantee, or funding in "quasi-equity" of $50,000 or more for business projects such as:
- Purchase of machinery and equipment
- Building modernization
- Business succession, transfer, or acquisition
- Increase in working capital
- Trademarks acquisition
- Export
- Innovation
- Commercialization
The maximum duration of funding is 25 years. Agricultural sectors, finance, real estate and retail are excluded.
Other conditions apply.
Learn more
Find contacts
(in French only)
6. Start or buy a business
BDC Capital
Business Development Bank of Canada
Access a wide range of specialized financing to match the various stages of growth of your business, such as:
- Transforming your ideas into a business
- Growth initiatives such as R&D, and product and market development
- Buying or transferring a business, including family successions, management and partner buyouts, and management buy-ins
Options include:
- Venture capital
- Growth and Transition Capital
- Growth equity
Terms and conditions may be tailored to meet your unique needs.
Learn more
Find contacts
Development Capital
Investissement Québec
You could receive funding of $5 million or more in the form of a loan guarantee, a subordinate loan or equity participation for projects such as:
- Share buybacksBusiness acquisition
- Productivity improvement or growth (expansion, equipment upgrades)
All Quebec businesses are eligible, except for those working in the following sectors:
- Agriculture
- Finance and insurance
- Real estate
- Retail sales
- Other sectors in which the client base is made up mainly of individuals, except for the tourism sector
Other conditions apply.
Learn more
Femmessor — Réussir en affaires
Femmessor
Are you a woman who owns at least 25% of the shares of a business? If so, you could get assistance with a project relating to the start-up, expansion, consolidation, growth, or acquisition of a business, such as:
- A conventional loan ($20,000 to $150,000) or capital stock (up to $250,000)
- Customized training, workshops and seminars to perfect your skills
- Individual coaching services or mentoring
- Networking activities to develop your network of relationships
Your project must be cost-effective and economically viable.
Other conditions apply.
Learn more
(in French only)
Fonds d'aide à l'économie de Lac-Mégantic
Ministère de l'Économie et de l'Innovation
You could get financial assistance for eligible projects or activities carried out within the town of Lac-Mégantic, such as:
- Assessment projects
- Market development
- Hiring strategic personnel
- Business start-ups supporting economic and tourism development
- Installation or improvement of public infrastructures
The fund will contribute up to:
- 90% for studies
- 80% for other activities and projects
Eligible support projects must follow sustainable development principles.
Other conditions apply.
Learn more
(in French only)
Fonds de diversification économique de la MRC des Appalaches
Innovation, Science and Economic Development Canada
Your business could be eligible for financial assistance if you are starting or growing a manufacturing, primary, tertiary (value-added services) or tourism business in the Des Appalaches MRC.
Support will mainly be provided in the form of a
- Repayable contribution (loan with interest, interest-free loan, equity investment);
- Loan guarantee of up to 70% of net loss;
- Non-repayable contribution.
The amount of financing can reach 25% of the total cost for investment projects, and 50% for other types of projects. A minimum investment of 10% of the total project cost is required.
Other conditions apply.
Learn more
(in French only)
Fonds de diversification économique du Centre-du-Québec et de la Mauricie
Ministère de l'Économie et de l'Innovation
You could get financial assistance if you are located in the Centre-du-Québec and Mauricie regions, and are carrying out a business development project in the industries of manufacturing, primary, tertiary or tourism.
Support is primarily in the form of a:
- Repayable contribution (interest-bearing or interest-free loan, equity participation)
- Loan guarantee of up to 70% of net loss
- Non-refundable contribution
You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.
Other conditions apply.
Learn more
(in French only)
Fonds de diversification économique — MRC des Sources
Ministère de l'Économie et de l'Innovation
You could get financial assistance, if you are carrying out a start-up or business development project in the manufacturing, value added tertiary sector or tourism industry in the Regional County Municipality of Des Sources.
Support will be primarily in the form of a:
- Repayable contribution (interest-bearing or interest-free loan, equity participation)
- Loan guarantee of up to 70% of net loss
- Non-refundable contribution
You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.
Other conditions apply.
Learn more
(in French only)
Réseau des SADC et CAE (Network of CFDCs and CBDCs)
Canada Economic Development for Quebec Regions
The Réseau des SADC et CAE is a network of the Community Futures Development Corporations and the Business Development Corporations. These non-profit organizations can help you start or grow a business in your community. If you live in Quebec, the office in your area can offer:
-
Help with your business plan
-
Business counseling
-
Training
-
Loans or share capital ranging from $5,000 to $150,000, depending on the financing program
Learn more
Find contacts
SMBs and Large Corporations — Project Financing
Investissement Québec
You may be eligible for a loan, a loan guarantee, or funding in "quasi-equity" of $50,000 or more for business projects such as:
- Purchase of machinery and equipment
- Building modernization
- Business succession, transfer, or acquisition
- Increase in working capital
- Trademarks acquisition
- Export
- Innovation
- Commercialization
The maximum duration of funding is 25 years. Agricultural sectors, finance, real estate and retail are excluded.
Other conditions apply.
Learn more
Find contacts
(in French only)
7. Hire or train employees
Fonds d'aide à l'économie de Lac-Mégantic
Ministère de l'Économie et de l'Innovation
You could get financial assistance for eligible projects or activities carried out within the town of Lac-Mégantic, such as:
- Assessment projects
- Market development
- Hiring strategic personnel
- Business start-ups supporting economic and tourism development
- Installation or improvement of public infrastructures
The fund will contribute up to:
- 90% for studies
- 80% for other activities and projects
Eligible support projects must follow sustainable development principles.
Other conditions apply.
Learn more
(in French only)
Réseau des SADC et CAE (Network of CFDCs and CBDCs)
Canada Economic Development for Quebec Regions
The Réseau des SADC et CAE is a network of the Community Futures Development Corporations and the Business Development Corporations. These non-profit organizations can help you start or grow a business in your community. If you live in Quebec, the office in your area can offer:
-
Help with your business plan
-
Business counseling
-
Training
-
Loans or share capital ranging from $5,000 to $150,000, depending on the financing program
Learn more
Find contacts
8. To export my products or services
BDC Capital
Business Development Bank of Canada
Access a wide range of specialized financing to match the various stages of growth of your business, such as:
- Transforming your ideas into a business
- Growth initiatives such as R&D, and product and market development
- Buying or transferring a business, including family successions, management and partner buyouts, and management buy-ins
Options include:
- Venture capital
- Growth and Transition Capital
- Growth equity
Terms and conditions may be tailored to meet your unique needs.
Learn more
Find contacts
Femmessor — Réussir en affaires
Femmessor
Are you a woman who owns at least 25% of the shares of a business? If so, you could get assistance with a project relating to the start-up, expansion, consolidation, growth, or acquisition of a business, such as:
- A conventional loan ($20,000 to $150,000) or capital stock (up to $250,000)
- Customized training, workshops and seminars to perfect your skills
- Individual coaching services or mentoring
- Networking activities to develop your network of relationships
Your project must be cost-effective and economically viable.
Other conditions apply.
Learn more
(in French only)
Financing for collective entrepreneurship
Investissement Québec
Your cooperative or non-profit organization could receive a minimum funding of $50,000 in loans, loan guarantees, or equity investment of up to 100% of the cost of projects such as:
- Building acquisition or modernization
- Purchase of machinery or equipment
- Refinancing
- Entry into a new market
- Acquisition of intangible assets (trademarks, patents, etc.)
The organization must engage in commercial activities.
Other conditions apply.
Learn more
Fonds de solidarité FTQ
Fonds de solidarité FTQ
You could get up to $3 million in loans or equity financing for your merger, acquisition, expansion, or new market development projects.
The FTQ considers criteria related to the success of each project, such as:
- Economic viability of the business
- Economic spin-offs for jobs
- Knowledge and experience of stakeholders
- Appreciation of workers
- Participation of other financial partners
Other conditions apply.
Learn more
Fonds Innovexport
Le Fonds Innovexport
You could receive up to $3 million in funding for an innovative project that aims to export products or services that meet a market need.
You must:
- Have a corporate structure that is conducive to investment
- Have a realistic goal of profitability
- Be supported by an incubator, accelerator, or expert panel
Businesses in the following industries are NOT eligible for the program:
- Agriculture, forestry, and mining operations (except applied technologies)
- Biotechnology, construction, property management, and retail
Other conditions apply.
Learn more
Form(s)
SMBs and Large Corporations — Project Financing
Investissement Québec
You may be eligible for a loan, a loan guarantee, or funding in "quasi-equity" of $50,000 or more for business projects such as:
- Purchase of machinery and equipment
- Building modernization
- Business succession, transfer, or acquisition
- Increase in working capital
- Trademarks acquisition
- Export
- Innovation
- Commercialization
The maximum duration of funding is 25 years. Agricultural sectors, finance, real estate and retail are excluded.
Other conditions apply.
Learn more
Find contacts
(in French only)
9. Get a patent, license, or apply a new technology
BDC Capital
Business Development Bank of Canada
Access a wide range of specialized financing to match the various stages of growth of your business, such as:
- Transforming your ideas into a business
- Growth initiatives such as R&D, and product and market development
- Buying or transferring a business, including family successions, management and partner buyouts, and management buy-ins
Options include:
- Venture capital
- Growth and Transition Capital
- Growth equity
Terms and conditions may be tailored to meet your unique needs.
Learn more
Find contacts
Financing for collective entrepreneurship
Investissement Québec
Your cooperative or non-profit organization could receive a minimum funding of $50,000 in loans, loan guarantees, or equity investment of up to 100% of the cost of projects such as:
- Building acquisition or modernization
- Purchase of machinery or equipment
- Refinancing
- Entry into a new market
- Acquisition of intangible assets (trademarks, patents, etc.)
The organization must engage in commercial activities.
Other conditions apply.
Learn more
Fonds Innovexport
Le Fonds Innovexport
You could receive up to $3 million in funding for an innovative project that aims to export products or services that meet a market need.
You must:
- Have a corporate structure that is conducive to investment
- Have a realistic goal of profitability
- Be supported by an incubator, accelerator, or expert panel
Businesses in the following industries are NOT eligible for the program:
- Agriculture, forestry, and mining operations (except applied technologies)
- Biotechnology, construction, property management, and retail
Other conditions apply.
Learn more
Form(s)
SMBs and Large Corporations — Project Financing
Investissement Québec
You may be eligible for a loan, a loan guarantee, or funding in "quasi-equity" of $50,000 or more for business projects such as:
- Purchase of machinery and equipment
- Building modernization
- Business succession, transfer, or acquisition
- Increase in working capital
- Trademarks acquisition
- Export
- Innovation
- Commercialization
The maximum duration of funding is 25 years. Agricultural sectors, finance, real estate and retail are excluded.
Other conditions apply.
Learn more
Find contacts
(in French only)
Solunov
Fonds de solidarité FTQ
You could access coaching services and financing — by way of a loan or equity investment — for an innovative project such as:
- Improving a product or a business process
- Adopting a marketing strategy
- Implementing a new technology
Experts will assist you throughout your project, with:
- Diagnostics and a business audit
- Feasibility study and idea validation
- Project integration and completion
You must demonstrate the market potential of your project.
Other conditions apply.
Learn more
(in French only)
10. Research, develop or commercialize a new product/idea
BDC Capital
Business Development Bank of Canada
Access a wide range of specialized financing to match the various stages of growth of your business, such as:
- Transforming your ideas into a business
- Growth initiatives such as R&D, and product and market development
- Buying or transferring a business, including family successions, management and partner buyouts, and management buy-ins
Options include:
- Venture capital
- Growth and Transition Capital
- Growth equity
Terms and conditions may be tailored to meet your unique needs.
Learn more
Find contacts
Canada Media Fund
Canada Media Fund
If you are involved in the Canadian television or digital media industries, you may be eligible for funding. You can browse through a variety of programs that can help you create and promote software applications and other creative media.
There are two streams:
- Experimental – for digital media content and application software that is innovative and interactive
- Convergent – for convergent television and rich, interactive digital media content; support is given to production in all regions of Canada, and to underrepresented genres
Conditions apply.
Learn more
Find contacts
Form(s)
Capital Intelligent Mtl
PME MTL
Do you have a start-up or growing business that provides urban innovations that help make Montreal a leader as a smart, digital city? If so, you could qualify for private equity ranging from $150,000 to $5 million.
Your project must:
- Expect to create jobs in Montreal
- Contribute to Montreal's international reputation and appeal
Other conditions apply.
Learn more
Form(s)
Development of Québec Intellectual Property in the Video Game Industry
Investissement Québec
If you intend to develop, commercialize and operate a video game project in Quebec, you could receive funding ranging from $175,000 to $3 million per project, to a maximum of $5 million per business.
You must:
- Have your head office and principal place of business in Quebec
- Hold the intellectual property for the product
- Incur most of eligible expenditures in Quebec
- Intend on marketing and distributing on a global scale
- Have completed the pre-production stage.
Other conditions apply.
Learn more
Femmessor — Réussir en affaires
Femmessor
Are you a woman who owns at least 25% of the shares of a business? If so, you could get assistance with a project relating to the start-up, expansion, consolidation, growth, or acquisition of a business, such as:
- A conventional loan ($20,000 to $150,000) or capital stock (up to $250,000)
- Customized training, workshops and seminars to perfect your skills
- Individual coaching services or mentoring
- Networking activities to develop your network of relationships
Your project must be cost-effective and economically viable.
Other conditions apply.
Learn more
(in French only)
Fonds de diversification économique de la MRC des Appalaches
Innovation, Science and Economic Development Canada
Your business could be eligible for financial assistance if you are starting or growing a manufacturing, primary, tertiary (value-added services) or tourism business in the Des Appalaches MRC.
Support will mainly be provided in the form of a
- Repayable contribution (loan with interest, interest-free loan, equity investment);
- Loan guarantee of up to 70% of net loss;
- Non-repayable contribution.
The amount of financing can reach 25% of the total cost for investment projects, and 50% for other types of projects. A minimum investment of 10% of the total project cost is required.
Other conditions apply.
Learn more
(in French only)
Fonds de diversification économique du Centre-du-Québec et de la Mauricie
Ministère de l'Économie et de l'Innovation
You could get financial assistance if you are located in the Centre-du-Québec and Mauricie regions, and are carrying out a business development project in the industries of manufacturing, primary, tertiary or tourism.
Support is primarily in the form of a:
- Repayable contribution (interest-bearing or interest-free loan, equity participation)
- Loan guarantee of up to 70% of net loss
- Non-refundable contribution
You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.
Other conditions apply.
Learn more
(in French only)
Fonds de diversification économique — MRC des Sources
Ministère de l'Économie et de l'Innovation
You could get financial assistance, if you are carrying out a start-up or business development project in the manufacturing, value added tertiary sector or tourism industry in the Regional County Municipality of Des Sources.
Support will be primarily in the form of a:
- Repayable contribution (interest-bearing or interest-free loan, equity participation)
- Loan guarantee of up to 70% of net loss
- Non-refundable contribution
You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.
Other conditions apply.
Learn more
(in French only)
Fonds Innovexport
Le Fonds Innovexport
You could receive up to $3 million in funding for an innovative project that aims to export products or services that meet a market need.
You must:
- Have a corporate structure that is conducive to investment
- Have a realistic goal of profitability
- Be supported by an incubator, accelerator, or expert panel
Businesses in the following industries are NOT eligible for the program:
- Agriculture, forestry, and mining operations (except applied technologies)
- Biotechnology, construction, property management, and retail
Other conditions apply.
Learn more
Form(s)
Programme BioMed Propulsion
Investissement Québec
Your life science business, specifically in the fields of human or animal health or medical biotechnology, could benefit from an equity loan of up to $10 million to help it commercialize the results of its research.
The business must:
- Secure new capital from private investors in the form of shares representing three times the amount of financial assistance requested
- Have its head office and the majority of positions in Quebec
Other conditions apply.
Learn more
(in French only)
SMBs and Large Corporations — Project Financing
Investissement Québec
You may be eligible for a loan, a loan guarantee, or funding in "quasi-equity" of $50,000 or more for business projects such as:
- Purchase of machinery and equipment
- Building modernization
- Business succession, transfer, or acquisition
- Increase in working capital
- Trademarks acquisition
- Export
- Innovation
- Commercialization
The maximum duration of funding is 25 years. Agricultural sectors, finance, real estate and retail are excluded.
Other conditions apply.
Learn more
Find contacts
(in French only)
Solunov
Fonds de solidarité FTQ
You could access coaching services and financing — by way of a loan or equity investment — for an innovative project such as:
- Improving a product or a business process
- Adopting a marketing strategy
- Implementing a new technology
Experts will assist you throughout your project, with:
- Diagnostics and a business audit
- Feasibility study and idea validation
- Project integration and completion
You must demonstrate the market potential of your project.
Other conditions apply.
Learn more
(in French only)
11. Selling or closing a business
Business succession
Fonds de solidarité FTQ
If you plan to buy or sell a financially sound business, you could receive an investment in capital stock or an unsecured loan.
You will have to:
- Have a realistic business plan
- Create and maintain sustainable jobs
- Have a competent team with business experience
- Be open to investors, alliances and partnerships
- Have a good market outlook
- Be profitable and competitive
In addition, the funds can be used to help you develop your strategic plan or for participative management.
Other conditions apply.
Learn more
Find contacts
12. Other resources
You can also consult our other directories of financing programs.
You could also avail yourself of non-financial resources to succeed in your business venture.